Your Trusted Covered California Certified Agency
Welcome to Cover Health CA, your FREE certified Covered California insurance agency serving California residents. We specialize in helping individuals, families, and small businesses navigate the complex world of health insurance and find affordable coverage through Covered California, California's official health insurance marketplace.
Certified Agency
Licensed & certified by Covered California
100% FREE Service
We find the lowest prices available - no fees, no markups
Trusted by Thousands
California's trusted health insurance partner
Why Use a Certified Covered California Agency?
Enrolling in health insurance can be overwhelming with hundreds of plan options, confusing terminology, and complex subsidy calculations. That's where we come in. As a certified Covered California agency, we provide personalized guidance at absolutely no cost to you. Our services are completely FREE because we're compensated directly by the insurance carriers—you pay the exact same price whether you enroll through us or on your own.
The difference? You get expert advice, personalized plan recommendations, and ongoing support throughout your coverage period. We help you understand your options, maximize your subsidies, and find the plan that best fits your healthcare needs and budget.
Comprehensive Health Insurance Services
Cover Health CA offers a full suite of health insurance services designed to make your enrollment experience as smooth and stress-free as possible:
- Subsidy Calculator: Use our advanced calculator to instantly determine how much you can save on health insurance with federal premium tax credits and cost-sharing reductions. Many California families qualify for substantial savings.
- Plan Comparison: Compare health plans side-by-side across all metal tiers (Bronze, Silver, Gold, Platinum) to find the perfect balance of monthly premiums, deductibles, and out-of-pocket costs.
- Provider Network Search: Verify that your preferred doctors, hospitals, and specialists are in-network before you enroll, ensuring continuity of care.
- Enrollment Assistance: Our certified agents guide you through the entire enrollment process, helping you complete your application accurately and avoid common mistakes.
- Life Event Support: Need to make changes due to marriage, birth of a child, job loss, or other qualifying events? We handle Special Enrollment Period applications with ease.
- Ongoing Support: Questions about your coverage? Claims issues? We're here to help year-round, not just during Open Enrollment.
Understanding Covered California & Financial Assistance
Covered California is the state's official health insurance marketplace, established under the Affordable Care Act. Through Covered California, millions of Californians have access to quality health insurance plans from trusted carriers including Blue Shield of California, Kaiser Permanente, Health Net, Oscar, and Sharp Health Plan.
Most Californians qualify for financial assistance to help lower their monthly premiums. Premium tax credits are available to households earning between 138% and 600% of the Federal Poverty Level, with enhanced subsidies providing even more savings. Additionally, cost-sharing reductions help lower your deductibles and out-of-pocket expenses if you choose a Silver plan.
Ready to Find Your Perfect Health Plan?
Start by calculating your potential savings with our free subsidy calculator, or contact us directly to speak with a certified Covered California agency. We're here to help you get covered with confidence.
