Contact Us

We'll call you within 1 business day of receiving your request. Most callbacks happen within a few hours during business hours.

Our business hours are Monday - Friday: 9:00 AM - 5:00 PM PST. If you submit a request after hours or on weekends, we'll contact you on the next business day during your preferred time window.

Our certified enrollment counselors can help you with:

• Understanding your health insurance options in California
• Comparing Covered California health plans side-by-side
• Calculating your eligibility for premium tax credits and subsidies
• Enrolling in a Covered California plan
• Finding Medicare plans if you're 65 or older
• Answering questions about deductibles, copays, and coverage
• Determining the best metal tier (Bronze, Silver, Gold, Platinum) for your needs

We'll review your specific situation, healthcare needs, and budget to recommend the best coverage options for you and your family.

No, our services are completely free. You pay nothing to work with us—not for the consultation, not for plan comparisons, and not for enrollment assistance.

We're compensated directly by insurance carriers when you enroll in a plan, so there's no additional cost to you. In fact, the premiums you pay are exactly the same whether you enroll through us, directly with the carrier, or through Covered California's website.

You get expert guidance and personalized service at no extra charge.

We help California residents who are looking for:

• Individual or family health insurance plans
• Covered California marketplace plans
• Medicare plans (age 65+)
• Small business group health insurance

Whether you're self-employed, between jobs, retired, or simply shopping for better coverage, we're here to help. We work with people of all income levels and health situations.

During your callback, one of our licensed enrollment counselors will:

1. Learn about your needs: We'll ask about your healthcare usage, budget, and any specific concerns
2. Explain your options: We'll review plan types, metal tiers, and available carriers in your area
3. Calculate potential savings: We'll help determine if you qualify for premium tax credits or subsidies
4. Compare specific plans: We'll show you 2-3 plans that fit your situation and budget
5. Answer your questions: We'll clarify anything about deductibles, networks, copays, or coverage
6. Help with enrollment (optional): If you're ready, we can complete your enrollment right on the call

There's no pressure to enroll. Our goal is to give you the information you need to make the best decision for your situation.

Yes, absolutely. All of our enrollment counselors are:

• Licensed California health insurance agents
• Certified Covered California enrollment counselors
• Trained on all current Affordable Care Act regulations
• Up to date on the latest plans, subsidies, and enrollment procedures

We maintain all required California Department of Insurance licenses and complete ongoing continuing education to ensure we provide you with accurate, current information.

We serve all of California. Whether you live in Los Angeles, San Francisco, San Diego, Sacramento, or anywhere else in the state, we can help you find and enroll in health insurance coverage.

Since we work by phone and online, your physical location doesn't matter—we can assist you with Covered California plans available in your specific county or region.

Learn more about Covered California plans in your area: View coverage by location

For an initial consultation, you don't need anything specific—we're happy to answer general questions and provide guidance.

If you're ready to get accurate subsidy calculations or enroll in a plan, it's helpful to have:

• Your ZIP code and county of residence
• Household size (number of people applying for coverage)
• Estimated annual household income
• Current health insurance information (if applicable)
• List of medications you take regularly
• Names of preferred doctors or hospitals

Don't worry if you don't have all this information—we can still have a productive conversation and provide valuable guidance.