Explore all health insurance carriers participating in Covered California for 2025. Compare plans from top-rated insurance companies and find the best coverage for your needs with guaranteed lowest premiums and zero broker fees.
Covered California offers health insurance plans from 11 certified carriers for the 2025 coverage year. All carriers must meet strict quality and network standards set by Covered California, ensuring you receive comprehensive coverage regardless of which carrier you choose.
These carriers offer plans across all metal tiers (Bronze, Silver, Gold, and Platinum) with varying network types (HMO, PPO, EPO) to fit different healthcare needs and budgets.
We provide the exact same rates as buying directly from carriers or through Covered California. In many cases, our expertise helps you find lower-cost options you might miss on your own. There are never any hidden fees or markup.
Unlike some brokers who charge consultation or service fees, we never add any costs to your premium. Our compensation comes directly from the insurance carriers, not from you. Your premium stays the same.
Our California-licensed insurance agents are Covered California certified. We provide personalized guidance, answer all your questions, and help you navigate the enrollment process from start to finish.
We work with all Covered California carriers, so we can provide objective advice. Our goal is to find the best plan for YOUR needs, not to push any specific carrier.
Coverage Area: Statewide
Network Types: PPO, HMO, and EPO plans available
Anthem Blue Cross is one of California's largest health insurers, offering extensive provider networks and a wide variety of plan options. Their PPO plans are particularly popular for those who want flexibility in choosing providers without referrals.
Coverage Area: Statewide
Network Types: PPO, HMO, and EPO plans
Blue Shield offers comprehensive coverage with both broad PPO networks and more affordable HMO options. Known for strong customer service and innovative wellness programs.
Coverage Area: Statewide
Network Types: HMO, PPO, and EPO
Health Net provides affordable coverage options with strong networks throughout California. Offers competitive pricing especially in Bronze and Silver tiers.
Coverage Area: Most California counties
Network Type: Integrated HMO system
Kaiser Permanente operates its own hospitals and employs its own doctors, providing integrated care under one roof. Known for excellent preventive care, digital health tools, and coordinated care model. Often offers competitive pricing, especially in Silver and Gold tiers.
Learn More About Kaiser PlansThese carriers serve specific regions or counties and often provide excellent value with deep local provider relationships:
Consider these factors when selecting a carrier:
Check if your current doctors and hospitals are in-network. Use our provider search tools to verify.
Verify your medications are covered in the carrier's formulary and check copay amounts.
Compare premiums, deductibles, copays, and out-of-pocket maximums across carriers.
Review Covered California quality ratings and member satisfaction scores.
Compare all carriers and plans in one place. Get personalized recommendations and enroll with expert guidance.
