Compare 2025 Health Plans

Review up to 4 plans side-by-side to find the best coverage for your needs and budget.

Plan 1

Plan 2

Plan 3

Plan 4

Feature	Bronze Bronze 60	Silver Silver 70	Silver Enhanced Silver 73	Gold Gold 80
Deductibles
Individual Medical Deductible	$5,800	$5,400	$0	$0
Individual Pharmacy Deductible	$450	$50	$0	$0
Family Medical Deductible	$11,600	$10,800	$0	$0
Family Pharmacy Deductible	$900	$100	$0	$0
Care Visits
Preventive Care	no charge	no charge	no charge	no charge
Primary Care Visit	$60	$50	$35	$35
Urgent Care Visit	$60	$50	$35	$35
Specialty Care Visit	$95	$90	$85	$65
Mental Health Therapy	$60	$50	$35	$35
Tests & Therapy
Other Therapy	$60	$50	$35	$35
Lab Testing	$40	$50	$50	$40
X-Ray	40%	$95	$95	$75
Advanced Imaging (CT/MRI)	40%	$325	$325	$75 or 25%
Hospital & Emergency
Outpatient Services	40%	30%	30%	$190 or 30%
Emergency Room	40%	$400	$350	$330
Emergency Transport	40%	$250	$250	$250
Prenatal Care	no charge	no charge	no charge	no charge
Inpatient Hospital	40%	30%	30%	$350 per day up to 5 days or 30%
Hospital Physician	40%	30%	30%	$0 or 30%
Prescription Drugs
Tier 1 (Generic)	$19	$18	$15	$15
Tier 2 (Preferred Brand)	40% up to $500	$60	$55	$60
Tier 3 (Non-Preferred)	40% up to $500	$90	$85	$85
Tier 4 (Specialty)	40% up to $500	20% up to $250	20% up to $250	20% up to $250
Out-of-Pocket Maximums
Individual OOP Maximum	$8,850	$8,700	$6,100	$8,700
Family OOP Maximum	$17,700	$17,400	$12,200	$17,400

Bronze Plans: Best if you're healthy and want lower monthly premiums.
Silver Plans: Good balance of premiums and out-of-pocket costs. May qualify for extra savings.