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Health Net Health Insurance Through Covered California

Affordable Plans with Comprehensive Wellness Programs

Value Pricing
Competitive rates
Wellness Focus
Preventive programs
Bilingual Services
Multiple languages
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Why Choose Health Net?

Health Net offers affordable, high-quality health coverage with extensive wellness programs and behavioral health integration for over 6 million members nationwide.

Competitive Pricing

Health Net consistently offers some of the most competitive rates in the Covered California marketplace, making quality healthcare more affordable without sacrificing coverage or network access.

Behavioral Health Integration

Health Net integrates mental health and substance use disorder services into primary care, ensuring comprehensive treatment for both physical and mental wellbeing.

Bilingual & Multicultural Services

Access care in multiple languages with culturally competent providers. Health Net serves diverse communities with Spanish, Chinese, Vietnamese, Korean, and other language support.

Wellness Rewards Programs

Earn rewards for completing preventive care visits, health screenings, and wellness activities. Health Net's programs encourage healthy behaviors with incentives and support.

Digital Tools & Telehealth

Access the Health Net app for virtual care visits, provider search, claims tracking, and health management tools—all available 24/7 from your smartphone.

Statewide Network

Access thousands of doctors, specialists, and hospitals across California with Health Net's broad provider network, including major medical centers and community health providers.

Health Net Plans Available Through Covered California

Health Net offers HMO and PPO plans across Bronze, Silver, Gold, and Platinum metal tiers, providing options for different budgets and healthcare needs.

Metal Tier Coverage Best For Plan Types
Bronze 60% Emergency protection, low premiums HMO, PPO
Silver 70% Most popular, CSR eligible HMO, PPO
Gold 80% Frequent care, predictable costs HMO, PPO
Platinum 90% Maximum coverage HMO

All Health Net plans include:

  • Essential health benefits
  • Preventive care at no cost
  • Prescription drug coverage
  • Mental health and substance use services
  • Maternity and pediatric care
  • No lifetime limits
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Health Net's California Network

Health Net maintains an extensive network of providers across California, ensuring access to quality care statewide.

50,000+
Healthcare Providers
300+
Hospitals
58
Counties
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Member Benefits & Wellness Programs

Health Net App

  • Digital member ID card
  • Find doctors and pharmacies
  • View claims and benefits
  • Telehealth video visits
  • Prescription management

Wellness Programs

  • Weight management support
  • Smoking cessation programs
  • Diabetes management
  • Chronic disease support
  • Wellness rewards

How to Enroll in Health Net

1

Get a Quote

See Health Net's competitive rates and check eligibility for financial assistance.

Calculate Costs
2

Compare Plans

Review Health Net's HMO and PPO options across different metal tiers.

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Zero Fees, Lowest Premiums

Enroll through CoverHealthCA.com with no broker fees and get expert guidance from licensed agents at no cost.

Get Free Help

Frequently Asked Questions

Health Net focuses on value-based care and cost efficiency, passing savings to members through competitive premiums. They work with provider networks to manage costs while maintaining quality standards, offering affordable options across all metal tiers.

Yes, Health Net provides services in Spanish, Chinese, Vietnamese, Korean, and other languages. Their provider network includes culturally competent doctors who speak multiple languages, and customer service is available in many languages.

Health Net covers mental health counseling, psychiatric services, substance use disorder treatment, and crisis intervention. Behavioral health is integrated with primary care, ensuring comprehensive treatment for both physical and mental wellbeing.

Ready to Enroll in Health Net?

Get a free quote, compare plans, or speak with a certified enrollment counselor.